Loan Details

Add this amount to your monthly payment.
Total Interest Saved
$0.00
By paying extra
Time Saved
0 Years
Debt-free earlier
Total Interest
$0.00
With extra payments

Balance Over Time

Standard Accelerated
Standard Payoff Date -
New Payoff Date -
Monthly Payment (Min) $0.00

Visualize Your Debt-Free Journey

Understanding your mortgage or loan amortization is key to financial freedom. Even small extra payments can shave years off your loan term and save you thousands in interest.

How it Works

This tool calculates your standard monthly payment (Principal + Interest) and compares it against an accelerated plan where you make extra contributions. The chart visualizes how your loan balance decreases faster over time.

Key Benefits

  • Instant Savings Calculation: See exactly how much interest you avoid.
  • Time Freedom: Know the exact date you will be debt-free.
  • Visual Impact: The interactive chart makes the math easy to understand.